Some neighborhoods in Carmel Valley include Mello Roos taxes, which help fund schools, parks, and community improvements that have supported the growth of the area. These taxes vary by neighborhood and usually phase out over time, but the timeline depends on the original bonds that were issued.
Buyers often want to understand how these taxes work and what they cover. In many newer communities such as parts of Pacific Highlands Ranch, the presence of Mello Roos is balanced by newer construction, walkable amenities, and top rated schools. Older sections of Carmel Valley may have little or no Mello Roos at all.
When you know which areas include these taxes and how they compare, it becomes easier to evaluate your total cost of ownership and decide which neighborhoods best fit your priorities and long term plans.
